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2025 Annual Report

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2025: The power of being a system

Acting as a system of systems
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Juana Francisca Llano

By 2025, Suramericana will have solidified its position as one of the leading insurers in Latin America. Operating as a system across the region has allowed us to integrate capabilities, strengthen our markets, and respond more effectively to an increasingly challenging environment, keeping human talent and people at the heart of our decisions. With disciplined execution, we continue to drive efficiency, innovation, sustainability, and market development to generate long-term value, while strengthening our regional presence and accelerating digital transformation.

Juana Francisca Llano Cadavid President of Suramericana SA Read Annual Report 2025

As we have done?

The power of being a system

At Suramericana, we have evolved to act as a System of Systems: we connect capabilities, people, and countries to generate greater impact, reading the environment, managing trends and risks, and articulating solutions from assurance, risk management, and ecosystems.

7

Countries

# 4

Insurance group of Latin American origin in Latin America

# 1

Insurance company in Colombia with leading positions in Chile and Uruguay

+20 thousand

Partners

20.5 million

Clients in Latin America

Results that reflect a way of acting as a system:

Our results reflect how we operate as a system: by 2025 we will be connected, integrating capabilities, anticipating risks and making more relevant decisions in each market, demonstrating the strength of a model that generates sustainable value in the region.

$4,844

millions in premiums issued.  ↑2.4% growth compared to the previous year.

$1,727

millions in consolidated equity. 

$192

millions in net profits.

15.12 %

RED

Business diversification

85 %

Volunteers

15 %    

Mandatory

36 %    

Corporate

22 %    

Life Insurance

21 %    

Health

21 %    

Cars

How what we do is evidenced

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People who empower themselves by acting as a system

Acting as a system allows us to enhance talent in an integrated way, connecting people, teams and countries, and strengthening capabilities to generate greater impact and sustainable value in each territory.

download icon Separate financial statements
download icon Consolidated financial statements

How we make decisions

Ethics, Corporate Governance and Regulatory Management

The structure that articulates and gives coherence to our system

We have a robust corporate governance structure that articulates and ensures the coherence of our operations, promoting informed, ethical decisions aligned with our strategy. Through a structure that integrates management and oversight bodies, we strengthen transparency, proactive risk management, and the ability to respond to a complex environment, ensuring consistent, long-term performance in all the markets where we operate.

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Our investors

Learn about our shareholding structure and main shareholders

81.1 %

Stocks

SURA Group

18.87 %

Stocks

Munich RE

It is composed of:

  • Inversiones y Construcciones Estratégicas S.A
  • Fundación Suramericana
  • Operational link SA

0,00 %

Stocks

How we are committed to the sustainable development of the region

 

 

 

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Systems need each other to sustain themselves

We integrate sustainability as a cross-cutting principle in our strategy and operations, understanding the interconnectedness of human well-being, social systems, and ecosystems. This approach allows us to manage risks and opportunities, promote inclusive and competitive development, and incorporate ESG criteria into our decisions, broadening our impact across diverse stakeholders and contributing to the development of Latin America.