Suramericana closed 2025 with a profit of COP 776 billion and a more profitable and sustainable model in Latin America
● The company achieved a profit of COP 776 billion and premiums of COP 19,6 trillion, prioritizing profitability and strengthening the quality of its business.
● 85% of revenue comes from voluntary insurance, while Life and Health drive growth and innovation opens new sources of value in the region.
● Suramericana has a presence in 7 countries1 of Latin America and consolidates itself as the 4th insurance group of Latin American origin, with a network of 20,5 million clients, more than 20 employees and more than 17 advisors, which reflect its scale and proximity in the region.
Medellín, Colombia. April 2026. Suramericana presented its Periodic report for the end of the fiscal year 2025, in which it reported a solid performance, reflected in a net profit of COP 776 billion and a return on equity (ROE) of 12.5%, in a year marked by a competitive and challenging environment in the region.
During this period, the company solidified its position as one of the leading insurers in Latin America, supported by a diversified business model, technical capabilities, and a strategy focused on anticipating risks, transforming the customer experience, and generating sustainable value. This was further enhanced by progress in consolidating a more efficient operation, with a focus on profitability, technical management, and sustainability.
In 2025, premiums issued reached COP 19,6 (USD 4,844 million) with a growth of 2.4%2 compared to the previous year. This result was influenced by the decision to prioritize profitability over growth, through the streamlining of some business segments in General Insurance, as well as by a more competitive environment, especially in the auto segment.
This approach allowed for improved portfolio quality and a stronger business structure. As a result, by year-end, 85% of revenue came from voluntary insurance, consolidating a more balanced base and a greater capacity to adapt to different cycles and risks.
Life and Health, engines of growth
Life and Health insurance businesses solidified their position as the main drivers of growth, with double-digit increases and expanded access to insurance in the region. In particular, voluntary health solutions grew by 17.6%, driven by the development of new products aimed at broadening coverage and addressing the diverse needs of individuals.
Furthermore, the company continued to advance in the evolution of its value proposition, with an approach that integrates insurance, risk management and support for individuals and companies, expanding the scope of insurance beyond compensation for losses.
Furthermore, through EPS SURA, the company maintains its operations within the Colombian healthcare system, committed to serving 5.4 million members. Amid structural challenges related to the system's sustainability, the organization continues to implement measures aimed at ensuring continuity of service.
Innovation and new businesses
Suramericana also strengthened its capabilities in innovation and new business development, with progress in initiatives such as SURA Tech, which drives digital transformation and enhances the experience of clients and partners, whose impact is reflected in the doubling of premiums issued in the direct channel in Colombia; Bivett, which closed 2025 with 5 operating locations and revenues exceeding COP 5.200 billion, reaching 116% of its annual target and contributing nearly 5% of Animal Health policies; SURA Re and SURA SAC, which recorded revenues of COP 225.621 billion and a profit of COP 9.453 billion, strengthening our capabilities in complex risks internationally; and VaxThera, which continued to advance in the development of strategic capabilities in biotechnology, with relevant milestones in certifications, innovation, and contributions to public health.
“The 2025 results reflect a management approach focused on business quality, efficiency, and technical discipline. We continue to advance a model that combines growth with profitability and expands the role of insurance in the lives of individuals and businesses.” said Juana Francisca Llano, president of Suramericana.
By 2026, the company projects premium growth of between 9% and 11%, maintaining its focus on business sustainability, operational efficiency, and strengthening its technical results. Consequently, Suramericana projects maintaining a loss ratio between 54% and 56%, reflecting disciplined risk management and improved portfolio administration, as well as achieving an adjusted ROE between 12% and 13%, consolidating an operation that balances growth, profitability, and long-term value creation.
About Suramericana
Suramericana is a leading company in Latin America, part of the SURA Group, specializing in insurance, risk management, and solutions focused on the well-being and competitiveness of individuals and businesses. With over 80 years of experience, it has a presence in several countries in the region and serves more than 20.5 million clients through a diversified portfolio of solutions in Life, Health, and General Insurance.
Press contact:
- Name: Juan David Tibaduiza – Sara Alba
E-mail: juan.tibaduiza@edelman.com - sara.alba@edelman.com
Mobile: +57 3133528060